Toastmaster P5 speech : Fraudalert

Opening : 1M

    Have you ever had your wallet stolen ? Where ?

    I had my wallet stolen was around 4-5 years back, when I was in the metro heading to the railway station. I still remember that I felt the hand slip into my pocket and take out my wallet in the crowded metro and when I looked around, there were a lot of people and I could not figure out who took my wallet.

    Fellow toastmasters, today, I will tell you how to save yourself from fraud.

Body : 4M

    That day, when my wallet was stolen, I had everything in my wallet – id, all my money, credit and debit cards and even my metro card. And that made me realize that you should never keep all your eggs in the same basket. It is better to have multiple baskets. So, since that day, my wallet only has a small amount. Bank cards and id cards go into my backpack. I was so paranoid after that incident, that for some time, I had started keeping some money in my socks as well.

    Another type of fraud that is very rampant now is the paytm fraud. You get a call from an unknown number and the call would go like this.

    Caller : hello beta, this is sharmaji.

    You : (thinking) which sharma ji? Why is he calling from an unknown number?

    You : (Aloud) yes sharmaji, why are you calling from unknown number ?

    Caller : Beta, I am in mathura. My wallet and phone has been stolen, and i need money urgently. I am calling from the mobile of my hotel owner where I am staying. I have to make some payment here. Can you paytm me money on this number?

    Now, you are in doubt, whether you should paytm money or not? This can be a genuine case or can be a fraud. The best way to handle this is to call up the sharmaji that you know and verify.

    Have anyone of you ever fallen for credit card or debit card fraud by sharing your otp ? I was almost duped. Around an year back, I got a call from an unknown number asking me about an insurance policy for which i had recently paid the premium. I was told that there was some problem with the payment and it is not reflecting properly. And to verify the same, I would need to share the credit card no through which I had made the payment. So, I shared the credit card no. Next, they asked me to share the OTP. That got me thinking. Why would they need the OTP to verify. So, I told them that I have not received the OTP yet and asked them to call me back in 5 minutes. In those 5 minutes, I called up the insurance company and verified whether the call was from them or not. The learning is that never share your OTP or your PIN with anyone – no matter what.

  

Conclusion : 1M

    Recently, there has been a drive to link your adhaar card with almost everything – your bank account, your credit cards, mobile no. The question that you have to ask yourself is how secure is the adhaar system. Can someone who has your adhaar number extract all the details linked to it ? What happens when an unknown person has all your information ? I will leave you now with this thought. Thanks

Toastmaster P4 Speech : Ijen Crater

Opening : 1M

    Have you ever smelled burnt sulphur ? It has this sharp choking smell that hits your nose and scratches your throat and makes you want to stop breathing. Imagine breathing that smell for a long time. Dear toastmasters, I visited a volcanic sulphur mine at ijen crater during my trip to indonesia. It was a trek which I will never forget.

Body : 4M

    We got up at 12 in the night to start our drive to the base of the volcanic crater. It was a steep drive and I could feel my ears popping due to loss of air pressure. The temperature dropped drastically and it was very cold by 1pm, when we reached the base. We had a round of hot tea and started to climb the 4 km long route at 2 am. It was a very steep climb and we were soon out of breath. We were huffing and puffing like the wolf in the 3 pigs story. There were no lights and we could see only upto 2-3 steps before us.

    After climbing for almost 2 hours, suddenly I could smell the sharp acidic smell of sulphur. On looking around, i could see that I was at the peak and the path now led down into the mountain that we were climbing. The path was made of  steps cut into the mountain and was broken. And in spite of the darkness, I could see the sharp drop to my right. It was scary and smelly. My throat was raw and scratchy. I had a gas mask, but putting it on the face made me feel suffocated and clouded my spectacles.

    After climbing down, we reached the base of the crater. Where we saw the main attraction. We could see electric blue fire coming out of the mine at certain places. We were told that it happens due to sulphur gas catching fire at high temperatures. I tried a lot, but could not get a clear photo of the fire.

    We climbed back the scary path holding and helping each other. All this time, we could see miners going to and fro carrying heavy buckets full of sulphur. We trekked further on the rim of the crater and came to the sunrise point. As the sun came up, I saw the beauty of the crater. I was at the edge of the crater with the sun in front of me and the beautiful sulphur lake behind me. I stood staring at the lake, mesmerised by the view.  The lake is in the form of a huge circle 1 km wide. I could see the complete lake inside the crater. The lake is turquoise in colour. Some part of the lake was covered in yellow smoke of burning sulphur and another small part was covered in floating white fog. As the sun rose, the fog started clearing and we could see thick yellow smoke coming out of the mine.

Conclusion : 1M

    The lake is said to be very toxic. We also saw the path we took to visit the mine. It was then we realized why we were taken in the dark. The way was so twisted and dangerous, that we would not have dared to climbed down to the mine, if we had seen the complete picture. Overall the view was worth the effort. It is rightly said that the best view comes after the hardest climb.